28 Jan What to do After a Rideshare Accident
In any case that you’ve consumed alcohol, you must find means of transportation to return home safely. And though there are several options for doing so from which to choose, rideshare is likely your most convenient. That’s why so many choose Lyft and Uber as their preferred ride home after a night out. However, though opting to hire rideshare after consuming alcohol is a far safer option than driving yourself, there is still potential for an accident. And so, it is essential to know what to do in the aftermath of an accident involving a rideshare. In this article, we’ll discuss the details of insurance liability, who is financially responsible, and the steps you’ll need to take after this type of accident.
Who pays after a rideshare accident?
In the unique case of a car accident involving a rideshare vehicle, the plaintiff should understand who will be financially responsible for the damages. In a typical case, involving two personal vehicles, a negligence claim would be charged to the insurance carrier of whoever is at fault. However, in the case of a rideshare accident wherein the Uber or Lyft driver was at fault, the driver’s personal policy would not cover the damages of the accident. That’s because of the driver’s insurance contract, which specifies that the driver will use the vehicle only for personal use for coverage to apply. Exceptions might arise in the case that the driver holds a commercial insurance policy or if they have purchased a ride-sharing endorsement that is available in a few states.
Such a unique situation could cause complication to a plaintiff’s case. However, Lyft and Uber responded to this predicament by offering liability insurance to their drivers. This applies when their personal carrier denies a claim. The driver at fault will first submit a claim to their own insurance carrier, and then that of the rideshare company for which they work will kick in. So, in the case that you are involved in a rideshare car accident, it is possible to hold Lyft or Uber financially responsible.
What to do after an Uber/Lyft accident:
- The first thing you must do after any car accident is to collect the names, contact information, and insurance details of everyone involved.
- Consider asking eyewitnesses for their contact information as well. This could benefit your case later on.
- If you are able, take pictures of the scene. Be sure to include the vehicles, any injuries, and anything else that may be relevant to the accident.
- Call the police. While it is only necessary to call law enforcement if the car accident caused injury or significant property damage, in the case of a rideshare accident, you ought to call no matter the severity. That’s because you’ll want to be sure that the accident is thoroughly investigated immediately and accurately. Having a police report will significantly enhance your case as it will support your claims.
- Finally, if you are injured in this type of accident, you may consider contacting a lawyer who specializes in car accidents. They will assist you in navigating the legal complications associated with your case.
If you or a loved one has been injured in a rideshare accident, do not hesitate to reach out for legal counsel and advocacy. We at The Law Offices of William D. Shapiro are experts in personal injury law and are prepared to assist you in this challenging time. Serving the Inland Empire, we are here for you and yours. Contact us today!